Homeowners and Renters Can Be Confident Homes are Protected from Covered Theft or Loss During Evacuation
OLYMPIA, Wash – With wildfires raging across ten Northwestern states and California, the Property Casualty Insurers Association of America (PCI) is encouraging residents asked to evacuate to save receipts for expenses incurred and contact their insurance companies as soon as possible to begin receiving assistance if their home is damaged.
“Evacuating from a wildfire can be overwhelming. Once you’re in a safe place, your first step toward recovery is to contact your insurer through their toll free phone number. That will begin the recovery process and help homeowners and renters know what to,” said Kenton Brine, PCI assistant vice president. “Residents evacuated in California, Idaho, Montana, Oregon and Washington should remember to save their receipts for hotels and meals, as these expenses may be eligible for reimbursement if your home is damaged.”
The National Interagency Fire Center reports 1.5 million acres are charred currently from active fires and 7.2 million acres have burned in 2015 so far with two months of high risk wildfire conditions remaining. The National Fire Preparedness Level is at 5, the highest, currently and major fires are burning in 10 states. Due to intense and widespread fire activity, the number of homes and structures destroyed or damaged cannot yet be accurately calculated. Three firefighters in Washington State lost their lives fighting the Twisp River fire on August 19.
“Property owners and renters can be confident that insurance offers protection while they are away if they are evacuated. Unfortunately looting is being reported during these periods of evacuation putting homeowners at more unease,” said Brine. “A standard homeowners policy will cover damage or loss of property if such events unfold, so homeowners should follow all evacuation orders, and not stay in an active fire zone to protect replaceable valuables.”
Insurance Company Toll-Free Claim Phone Numbers (http://bit.ly/PCITollFreeNumbers)
After the Fire Recovery Guide (http://bit.ly/AftertheFireGuide)
Wildfire Reality Check – Are You Prepared Financially?
For more tips check out: http://www.readyforwildfire.org/Financial_Preparedness
Do an annual insurance check up with your agent or insurer
Understand your policy – do you have a replacement cost policy up to limits or actual cash value
Update your policy after any home improvements
If your home is paid off, be sure to maintain coverage
Wildfire Reality Check – Is Your Property Prepared?
For more tips check out: http://www.readyforwildfire.org/
For more information on wildfires you can follow @PCIAA on Twitter