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New Report Finds 21% of Insured Structures in Washington State have Earthquake Insurance
PCI Encourages More Residents to be Prepared


A new report from the Washington State Insurance Commissioner’s Office shows that approximately 11 percent of the state’s homeowners have earthquake insurance. This compares favorably to California where about 10 percent of homeowners have earthquake insurance.

However, all residents, particularly those in states such as California, Oklahoma and Washington which are at high risk of experiencing earthquakes, should talk with their insurance agent or company about earthquake coverage. 

The major 7.9 magnitude earthquake that struck off Alaska's Kodiak Island Jan. 23 highlighted the real threat that earthquake presents for millions of Americans. PCI reminds all Americans that advance preparation, both physically and financially with adequate insurance is the key to earthquake recovery.

A critical component of preparedness is understanding your insurance policy and knowing what is and what is not covered. It is vital residents be aware that earthquake damage is not covered in a standard homeowners insurance policy and must be purchased as a separate policy. Use PCI’s Earthquake Preparedness Toolkit and learn the steps to take before, during and after an earthquake.

PCI has made available many other resources and links to information on earthquake preparation and insurance. Follow us on Twitter @PCIAA where we will share tips and information on how to prepare for earthquakes.