Industry Issues | Surplus Lines Reform

PCI Advocacy Takes Strategic Approach Regarding Nonadmitted and Reinsurance Reform Act (NRRA)

The "Dodd-Frank Wall Street Reform and Consumer Protection Act" (DFA), incorporated significant changes for surplus lines regulation through the Nonadmitted and Reinsurance Reform Act (NRRA). Read summary.

The enactment of the long-awaited Nonadmitted and Reinsurance Reform Act will bring about the PCI-supported streamlining of the compliance aspects of the surplus lines insurance market and the resolution of conflicting state laws governing the placement, tax payment and allocation of premium for multistate surplus lines risks.

PCI is taking a strategic approach to this issue and will continue to work closely with state legislatures, insurance departments and the NAIC to achieve uniform standards consistent with both the spirit and the letter of the act.

For questions about surplus lines or the NRRA, please contact David Kodama, assistant vice president, research.

Latest News

Texas DOI Issues 2018 Terrorism Risk Insurance Data Call
The TDI issued Commissioner's Bulletin No. B-0008-18 to notify certain insurers to submit terrorism risk insurance data to the U.S. Treasury Dept. and the states using the New York DFS reporting portal by May 15 and September 30.

North Carolina DOI Issues Surplus Lines Insurers Data Call
The NCDOI has reportedly issued a premium data call request to certain surplus lines insurers.

Michigan Department of Insurance to Issue Surplus Lines Policy Data Request
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Georgia to become the 15th DSLI State
Senate Bill 381 has been passed by the Georgia Legislature, to permit formation of a domestic surplus lines insurer.

Florida Surplus Lines Legislative Update
Florida enacts legislation to amend surplus lines insurer eligibility requirement; revises conditions for individual license as surplus lines agent.

State Implementation: Legislation & Regulation

NRRA State Implementation Legislation Map | September 1, 2017 

NRRA State Implementation Legislation Chart (NM, RI, NV) | October 1, 2017  
PCI State Enacted Law Bulletins - NRRA Implementation
(KS, LA) | July 20, 2015

NRRA State Implementation Bulletins - AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, KY, LA, ME, MD, MI, MN, MS, MO, MT | July 20, 2015

NRRA State Implementation Bulletins - NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY | July 20, 2015

Bulletins & News Releases  | View all 

Autonomous Vehicles Update: May 2018
Summary of legislative and regulatory activity on Autonomous Vehicles at the state and federal levels as well as a "news and notes" section containing links to related studies and articles.

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An expert panel discusses demand for coverage against the rising risk of active shooter and on-site violence in schools, workplaces and elsewhere.

Marijuana (Cannabis): News Article - California approves first Cannabis Business Owners Policy
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Marijuana (Cannabis): NAIC CIPR webinar - Weeding through the Unique Insurance Needs of the Cannabis Industry
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Autonomous Vehicle Update: Spring 2018
Summary of recent legislative and regulatory activity on Autonomous Vehicles at the state and federal levels; "news and notes" section containing links to related studies and articles. 

Florida Surplus Lines Regulatory Compliance Update


Background & Resources | View all

PCI Cancellation and Nonrenewal Compliance Guide
A collection of recently updated charts on cancellation/nonrenewal laws in each state. Topics include cancellation/nonrenewal for personal and commercial lines, surplus lines requirements and exemptions, renewal notification and premium increase notice requirements.

PCI Releases 2018 State Tax Guide
The PCI guide includes a brief summary of significant state tax and fee-related developments in 2017 affecting property/casualty insurers, including surplus lines insurers

PCI: Surplus Lines Insurance Primer

A.M. Best Special Report - U.S. Surplus Lines Segment Review
PCI distributes this report to PCI members with special permission from A.M. Best and the Derek Hughes/NAPSLO Educational Foundation. A.M. Best retains the copyright to the report, and no part of this report may be distributed by any means, in whole or part, without prior written permission from A.M. Best.

Locke Lord LLP - 2018 Excess and Surplus Lines Law Manual
The Excess and Surplus Lines Law Manual is compiled and provided by: Locke Lord LLP ( For future updates to this publication, or any inquiries concerning this publication, contact John Dearie of Locke Lord LLP at